ABOUT KRIS BAKER
Kris Baker is an experienced loan originator at First United Bank Mortgage Group. Over the years, she has helped many buyers get the financing they need to purchase a new home, refinance their existing home, or even invest in a second home. She sits down with the clients to really get to know them, their financial situation, and their unique needs. This way, it’s easier to find the best mortgage option and iron out the process for them.
She works at First United Bank, an outstanding mortgage company that serves the lending needs of individual homebuyers and homebuilders. This bank offers a range of loan programs, which can be tailored to match your specific needs. And, unlike most lending companies, First United houses underwriting, processing, closing, and funding departments under one roof to simplify and quicken the entire mortgage process.
If you need a mortgage consultant serving Texas, you can count on us to guide you towards the loan that best suits your needs.
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See a gallery of satisfied clients and the homes they purchased through First United financing.
Over the years, we have helped many individuals purchase their dream homes through First United Bank Mortgage Group financing. Check out what they have to say about their experience with our mortgage consultants.
Kris was fun to work with, communicated well, and made the process seamless! Kris knows we have crazy work schedules but she adapted to our needs without hesitation. We really appreciate the hometown atmosphere and how the staff knows us…they are a joy to work with.
Best experience for first time home buyer. They went above and beyond to make home buying process very pleasant and as stress-free as possible. They worked with us on everything and put my family before anything else. Best experience possible!
I LOVE Kris Baker…so easy to work with! if she didn’t know the answer she was upfront and was willing to find it!! She is my first recommendation when people ask for a mortgage lender.
Kris is an outstanding mortgage professional and was excellent in securing my refinance home loan. She explains the process clearly and is very straightforward. Kris treats you as a personal friend and not as a walk-in loan customer. She is very organized and makes the whole process seamless. Kris is the person to have on your side and I would recommend her to anyone that is seeking a new home loan or to refinance their existing home. She is certainly a mortgage professional that knows her stuff inside and out.” Kris “Thanks for everything you did for me.” ~ Ray Chapman
Kris Baker helped my husband and I with the purchase of our very first home! We are only 23 and she made the process SO easy and answered the millions of questions we had! I would definitely recommend her and First United to anyone looking to purchase or refinance a home!
Kris Baker and First United Mortgage were wonderful. Kris was easy to work with, always available for questions, and communicated with us every step of the way to ensure a smooth transaction on her end. I have recommended family and friends to her, and will continue to do so.
My wife and I had the pleasure of working with Kris on the purchase of our home in 2017. We were blown away by how easy Kris made the entire process. From start to finish she was always there to answer questions and mitigate concerns. I can honestly say that Kris made our home buying experience completely stress-free. She’s awesome and I would recommend her services to anyone.
My experience with First United was a great one. I have had several loans in my lifetime and this was one of smoothest loan processes that I have experienced. Kris Baker, my loan officer was very knowledgeable and expedited everything in a timely manner. First United and their employees seem to be like it was 30 years ago, very personable and genuine. This is hard to find these days. Cindy Vansickle 1/25/2018
Kristin Baker was very accommodating and easy to work with. She kept me informed every step of the way. I would definitely recommend First United Bank to others.
I loved working with Kris! She was extremely professional and knowledgeable in the mortgage field. Thank you for being with us every step of the way even at closing.
Kris customer orientated, she was very proactive with each step of my Re-Fi. She was very knowledgeable and explained each step. I would recommend her for any of your home financing needs.
Kris and the mortgage staff at First United did a terrific and very professional job with the mortgage on our new home. It was a joy to work with her and I cannot recommend her highly enough!
Professional and attention to details makes Kris the best of the best!
I strongly recommend Kris Baker, Mortgage Loan Consultant for First United Bank. Kris is dedicated and works for her clients best interest in every part of the process to secure their loan.
I exclusively refer my clients to Kris Baker. She is very knowledgeable of the registrations and requirements needed to qualify a loan. Kris also recognizes the importance of getting the loan closed on time. And closely follows the transaction. She offers updates to the progress and notifies us if any attention is needed.
Kris is honest and dependable. My clients love working with her. They find her friendly, approachable style refreshing.
Kris is one of the most dedicated professionals I have ever met. She will find the best possible financing options for a home, but her purpose in life is to make happy homeowners!
I had the opportunity to work with Kris on a loan for an out of town buyer client. Unfortunately, often out of town lenders don’t seem to work out very well…BUT Kris is a huge exception to that!! She was ALWAYS on top of every part of the process. For me, communication with me and our mutual client is a very important part of getting a home loan done. Kris, quite frankly, excels at communication! As we got to know each other better thru the transaction she let me know she had started in the “back room” where so much of the details of a transaction are either done well or not so well. That experience, along with Kris’s awesome customer skills made working with her an awesome experience! I hope and plan to work more with Kris in 2018!!
Kris Baker was so much help in securing my loan. She made the process so easy and stress-free. I would highly recommend her to anyone needing a loan.
A lot of people don’t know this about Kris (because Kris doesn’t brag about herself) but she was an underwriter before she became a mortgage broker so she has an advantage over other mortgage brokers as she knows all the paperwork behind each deal. She gets it done quickly and gets it right the first time!
Kris is so strategic in helping me and her other clients to achieve their goals for financing and refinancing.
First United Bank Mortgage Group offers a full range of mortgage options. These include fixed rate mortgages, adjustable rate mortgages, FHA loans, VA loans, and more. You may get overwhelmed with the many options. But, our mortgage consultants are here to help you pick out the loan program that best suits your financial situation and needs.
It depends on the type of mortgage you’ll get. A fixed rate mortgage, for instance, comes with an interest rate that doesn’t change over the life of the loan. By contrast, adjustable rate mortgages typically have a set amount of time in which the interest rate is fixed. Once that period is over, the rate will be subject to change.
The amount needed for a down payment varies from one mortgage product to another. FHA loans, for instance, allow you to pay a down payment as low as 3.5%. Other costs involved in purchasing a home include miscellaneous fees such as closing and inspection fees. We will provide you with a breakdown of all the costs and help you find a way to purchase a home without breaking the bank.
The mortgage process period varies from lender to lender. But, we are here to help you get pre-qualified for certain loan programs of First United Bank Mortgage Group. This way, your entire mortgage process will be quicker and more convenient.